How It Works
Getting covered is simple. Three steps, zero hassle. Most customers are fully insured within 24-48 hours.
Get Your Free Quote
Fill out our quick 2-minute form. We'll ask about your business, team size, revenue, and coverage needs. No credit check, no hard pull, no commitment.
What We'll Ask:
- • Your name and contact info
- • Company name and industry
- • Team size and structure (W-2, 1099, or both)
- • Coverage types you need (E&O, GL, Workers Comp, etc.)
- • When you need coverage to start
Review Your Options
Within 24 hours, we'll send you personalized quotes from multiple A+ rated carriers. You'll see side-by-side comparisons with clear pricing, coverage limits, and what's included (or excluded).
What You'll Get:
- ✓ 2-4 quotes from top-rated carriers
- ✓ Clear breakdown of coverage and costs
- ✓ Plain English explanations (no insurance jargon)
- ✓ Our recommendation based on your needs
- ✓ No hidden fees or surprise charges
Need help deciding? We're available by phone, email, or text to answer questions and explain your options. No pressure, just honest guidance.
Choose & Activate Coverage
Pick your policy, complete a quick application, and you're covered. Most policies can be bound (activated) quickly. You'll get your proof of insurance immediately via email.
Final Steps:
- 1. Select your preferred quote
- 2. Complete carrier's application (5-10 minutes)
- 3. Choose payment: annual, quarterly, or monthly
- 4. Receive your Certificate of Insurance via email
- 5. Coverage activated (usually same or next business day)
Frequently Asked Questions
How long does the whole process take?
From quote request to active coverage: typically 24-48 hours. In urgent situations, we can expedite and get you covered same-day.
Do I have to talk to anyone, or can I do this all online?
Your choice. You can complete everything online, or we're available by phone/text if you prefer to talk through your options.
What if I need to add someone to my policy later?
Easy. Just let us know and we'll send you an updated quote. Most changes can be made within 24-48 hours.
What payment options do you offer?
Annual (save 5-10%), quarterly, or monthly payments. We accept credit cards, ACH, and bank transfers.
Can I cancel if I'm not satisfied?
Yes. Most policies have a short-term cancellation provision. If you cancel within the first 30-60 days, you'll get a prorated refund minus any claims filed.
What happens if I need to file a claim?
Contact us immediately. We'll guide you through the process, help you gather documentation, and work with the carrier on your behalf. Claims support is included—no extra fees.