Business Insurance Coverage

Complete Protection for Your Business

From professional liability to commercial trucking, we've got the coverage you need to protect what you've built.

Coverage Types

Comprehensive business protection

Choose the coverage that fits your business needs. Mix and match to create the perfect protection package.

Errors & Omissions

Professional liability protection for service-based businesses.

  • Client claim defense
  • $1M–$5M limits
  • Professional services

General Liability

Protection against bodily injury and property damage claims.

  • Bodily injury
  • Property damage
  • Business operations

Workers Compensation

Coverage for employee injuries and work-related illnesses.

  • Medical expenses
  • Lost wages
  • State compliant

Commercial Property

Protection for your business property and equipment.

  • Building coverage
  • Equipment protection
  • Business interruption

Cyber Liability

Protection against cyber attacks and data breaches.

  • Data breach response
  • Cyber extortion
  • Business interruption

Commercial Trucking

Comprehensive coverage for owner-operators and fleets.

  • Primary liability
  • Cargo insurance
  • Physical damage

Property Insurance

Comprehensive protection for your business property and assets.

  • Building & structure
  • Equipment & inventory
  • Business interruption

Commercial Auto

Protection for business vehicles and company cars.

  • Liability coverage
  • Collision & comprehensive
  • Multiple vehicles
Popular Package

Business Owner's Policy (BOP)

Combine General Liability and Commercial Property coverage in one convenient package. Perfect for most small to medium businesses.

Why Choose Closer Coverage

Built for entrepreneurs, by entrepreneurs

We understand the unique challenges of running a business because we've been there.

Industry Expertise

We specialize in entrepreneurs and high-commission businesses. Remote teams, 1099 contractors, sales professionals—we get it.

Fast Quotes

Get quotes in hours, not days. We understand you need to keep moving and can't wait weeks for coverage decisions.

Competitive Rates

We shop multiple A+ rated carriers to find you the best coverage at the most competitive rates in the market.

Claims Support

When you need us most, we're there. Direct claims support with real people who understand your business and care about your success.

Ready to protect your business? Get your free quote today.

No obligation. Clear terms. Real people who understand your business.