Insurance for Remote Teams
Protect your remote team from professional liability, data breaches, and work-related risks. Get comprehensive coverage designed for distributed workforces.
Why Remote Teams Need Insurance
Remote teams face unique risks that require specialized insurance coverage.
Increased Cyber Risks
Remote work increases exposure to cyber attacks, data breaches, and security vulnerabilities.
Home Office Liability
Working from home creates new liability exposures for property damage and injuries.
Equipment Security
Company equipment in home offices is more vulnerable to theft, damage, and loss.
Communication Issues
Remote communication can lead to misunderstandings, missed deadlines, and service failures.
Data Privacy Compliance
Remote work requires strict data protection measures and compliance with privacy regulations.
Client Service Quality
Maintaining service quality remotely can be challenging and may lead to client disputes.
Essential Coverage for Remote Teams
These coverages are essential for protecting your remote team and distributed workforce.
Errors & Omissions (E&O)
Professional liability for remote work mistakes, service failures, and communication issues.
- • Remote service delivery failures
- • Communication misunderstandings
- • Missed deadlines due to remote work
- • Client relationship problems
- • Professional advice errors
Cyber Liability
Essential for remote teams handling sensitive data and digital communications.
- • Data breach response
- • Ransomware attacks
- • Client data protection
- • Business interruption
- • Regulatory compliance
General Liability
Protection against bodily injury, property damage, and personal injury claims.
- • Home office injuries
- • Property damage at client sites
- • Third-party injuries
- • Equipment damage
- • Slip and fall accidents
Business Equipment
Protection for company equipment in remote locations.
- • Computer and software
- • Home office equipment
- • Mobile devices
- • Data and files
- • Theft and damage protection
Real Claims Scenarios
These are actual claims that remote teams face. Without proper insurance, these could be devastating.
Remote Communication Failure
A remote team missed critical project updates due to communication breakdowns. The client sued for breach of contract and lost profits, seeking $75,000 in damages.
Home Office Data Breach
A remote worker's home computer was hacked, exposing client data and sensitive information. Multiple clients sued for data breach damages totaling $100,000.
Equipment Theft
Company laptops and equipment were stolen from a remote worker's home office during a break-in. The loss totaled $25,000 in equipment and data recovery costs.
Coverage Recommendations
Recommended coverage limits based on your team size and remote work setup.
Small Team (1-10)
Medium Team (11-50)
Large Team (50+)
Protect your remote team
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